Our Mortgage Services

A Comprehensive Range of Services for Bad Credit Mortgages

Tailored mortgage solutions designed for clients with credit difficulties.

Specialist Lender Network

We maintain and leverage strong, ongoing relationships with specialist UK mortgage lenders. These lenders offer unique mortgage products designed specifically for clients with credit challenges such as CCJs, defaults, bankruptcies, and repossessions, providing opportunities unavailable through mainstream channels.

Personalised Mortgage Guidance

Our experienced and empathetic brokers provide personalised mortgage advice based on an in-depth understanding of your credit profile and financial objectives. We take time to assess your situation thoroughly, guiding you through complex lending criteria to identify mortgage solutions tailored specifically for your unique needs and challenges.

Committed Support

Focused exclusively on clients who have been refused mortgages by conventional lenders or brokers due to adverse credit, our team works with dedication, compassion, and professionalism to uncover viable mortgage options. We provide clear guidance and unwavering support throughout the application process, ensuring your experience is respectful and focused on your goals.

Explore Our Mortgage Services Today

Find out how our mortgage services can help you despite adverse credit histories.

Reach out to discuss mortgage options tailored for your credit situation.

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Legal Notice | Privacy Policy

0131 315 0091

info@evolve-financial.co.uk

5 Craigleith Hill Park, Edinburgh EH4 2NR

©2026 by Evolve Financial Services.

Evolve Financial Services (Scotland) Ltd, trading as The Bad Credit Mortgage Broker is authorised and regulated by the Financial Conduct Authority

The FCA does not regulate some forms of buy-to-let, overseas and commercial mortgages or wills.

We charge a typical fee of £495 for mortgage advice and arrangement. This fee is payable  upon completion of your mortgage

Think carefully before securing other debts against your home. Your home (or property) may be repossessed if you do not keep up repayments on your mortgage. ​

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK

Evolve Financial Services (Scotland) Ltd is registered in Scotland, company number SC566173. Registered Office: 5 Craigleith Hill Park, Edinburgh EH4 2NR

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