Mortgage Solutions for Bad Credit

Dedicated to supporting clients declined elsewhere for mortgages

Expert mortgage advice for those with credit setbacks like defaults, CCJs or bankruptcies.

Understanding and Supporting Your Unique Mortgage Needs

At The Bad Credit Mortgage Broker, we specialise in helping UK clients with adverse credit records including defaults, CCJs, bankruptcies, and repossessions. Our compassionate team works tirelessly to find suitable mortgage solutions when others say no, ensuring your past does not prevent your future.

10+

Years Helping Clients

For more than ten years, we have specialised in assisting UK clients with adverse credit secure mortgages despite financial setbacks.

500+

Successful Mortgages

More than five hundred clients with credit challenges have secured tailored mortgage solutions through our dedicated brokerage.

95%

Client Satisfaction

A 95 percent client satisfaction rate demonstrates our commitment to trustworthy, caring mortgage support for those with credit difficulties.

Expert Mortgage Solutions Tailored for Adverse Credit

We understand sensitive credit situations and access specialist lenders to offer tailored mortgage options.

Specialist Lender Network

Access to lenders accepting bad credit borrowers excluded by banks.

Personalised Mortgage Guidance

We provide mortgage advice personalised to your credit circumstances.

Start Your Mortgage Journey With Expert Help

Take the first step towards homeownership with specialist mortgage advice designed for those with bad credit or financial challenges.

Reach out to discuss mortgage options tailored for your credit situation.

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Legal Notice | Privacy Policy

0131 315 0091

info@evolve-financial.co.uk

5 Craigleith Hill Park, Edinburgh EH4 2NR

©2026 by Evolve Financial Services.

Evolve Financial Services (Scotland) Ltd, trading as The Bad Credit Mortgage Broker is authorised and regulated by the Financial Conduct Authority

The FCA does not regulate some forms of buy-to-let, overseas and commercial mortgages or wills.

We charge a typical fee of £495 for mortgage advice and arrangement. This fee is payable  upon completion of your mortgage

Think carefully before securing other debts against your home. Your home (or property) may be repossessed if you do not keep up repayments on your mortgage. ​

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK

Evolve Financial Services (Scotland) Ltd is registered in Scotland, company number SC566173. Registered Office: 5 Craigleith Hill Park, Edinburgh EH4 2NR

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